Deductible Subrogation Question Q Our insureds sustained a large fire loss to their restaurant approximately six years ago. The insurer paid close…

Microbes in Waste Treatment Plant as Covered Property? Q Our client is a food processor who operates a waste water treatment facility at one of its…

Insurer Not Required to Replace Damaged Property with Comparable Property Our insured's 1996 Palfinger Crane Model PK10500 was declared a total loss.…

Damage to pipes caused by testing required by ordinance.

An insured experienced a sewer backup and called a plumber. The plumber ran a camera down the drain and found that the pipe had rusted and collapsed.…

Examines whether the expense of digging up a water pipe leading from the building to the street to effect repair of the pipe where leaking and damaging the building is covered under the commercial property policy.

Our commercial property insured is a condominium complex. When we applied for the policy, we requested a blanket limit on the buildings of $1.3 million.…

Replacement Cost on New Site Q One of our insureds owns a building that was destroyed by fire. Instead of rebuilding it in the exact same location,…

Working through the revised coinsurance language on CP 00 10 04 02.

Glass Limitation—Apply to Plastics? Q We have a question about whether recovery for a vandalism loss to a plastic skylight in a commercial building…