Improvements and Betterments—Coverage Dependent on Term of Lease? Q Our insured had lightning damage occur to a central air conditioning unit…

Debris Removal under Commercial Property Form Q We would like your opinion concerning coverage for debris removal under form CP 00 10 04 02. Our insured…

When heat is turned off only in part of the building, is damage due to freezing covered?

Mortgagee Clause Applied in Foreclosure Q We insure a large property valued at over a million dollars. The mortgagee foreclosed on the property. Shortly…

Deductible - How to Apply Q We are a public adjusting firm. Our client is a hotel located on the Atlantic coast of North Carolina . The hotel is insured…

Scaffolding Cost Covered by Commercial Property Form? Q We provide property insurance for a municipality, written with CP 10 30 04 02 special causes…

Inactive Business Entity Still Needs Insurance If a company's corporate status is legally and administratively shown as inactive, is there still a need…

This question deals with breakdown of equipment and related coverage.

Off-Premises Coverage and "Owned, Leased or Operated" Exclusion Q Our commercial property policy (CP 00 10) insured went to a customer's location…

Broken pipe under slab adn cost to access pipe for repair.