Discusses when extra expense is incurred.

BP 00 04 04 20 Micro-Businessowners Coverage Form designed for covering the insured's business personal property.

Liquor liability exclusion unambiguously precluded insurer's duty to defend a club against negligence claims of motorist injured by patron who became inebriated at the club, says Indiana Supreme Court.

A club member volunteered at the club and was injured. What coverage applies under the policy?

Brief synopsis of 2021 insurance industry results from ISO and the American Property Casualty Insurance Association,

The explosive growth of the internet and social media, as well as the ease of producing content, has turned nearly every business into a publisher who may or may not be held liable for IP violations.

Will coverage apply for damage due to ice damming when the roof membrane is excluded due to wear and tear?

TikTok Inc. has been sued by the family of a 10-year-old girl who died after allegedly participating in an online challenge in which TikTok users choked themselves until they blacked out.

A sample checklist as an aid for businessowners coverage. Not intended to be all-inclusive of all questions to be asked or in coverage determinations.

An explanation of what happens with unearned commissions when an insurer becomes insolvent.