It's important to consider the what if's when selecting the proper coverages for an insured's operations, as is shown in this week's question about an insured who installs batteries in customers' vehicles.

Discusses how to define an occurrence in the commercial property policy and how to apply the deductible when there are multiples of loss.

A summary of the Florida insurance department memorandum advising insurers of new regulations.

This article explores the insurance coverages associated with damages caused to homeowners and businesses as a result of train derailments.

A brief explanation of bomb cyclones; what they are and how they form.

When the point-of-sale company for a business suffers a loss, does the insured's policy provide coverage for the stolen funds?

A tree house is damaged in a fire, along with several other insured buildings. However, the tree house was not listed on the property declarations, and the subscriber asks if it is covered as an outdoor fixture on form CP 00 99.

The question deals with an insured's legal liability for client injuries sustained at an event that the insured gifted tickets to attend.

This question and answer addresses a situation where a like kind and quality replacement is not available.