Catastrophe & Restoration

Most policies have exclusions for damage from pollutants. But the question then becomes, what qualifies as a 'pollutant'?

A deadly fire that killed at least 79 people in a London tower block started in a Whirlpool Corp. fridge and spread at 'unexpected speed' through the buildings exterior cladding.

Citizens Property, Florida's state insurer of last resort, requested a 10% homeowners premium increase for South Florida, blaming excessive water damage claims.

The storm is currently forecast to move inland over southeastern Texas or southwestern Louisiana Thursday. Heavy rain is expected across parts of Louisiana, Mississippi, Alabama, Florida and Texas.

Trillions of dollars of real estate and infrastructure near the shores of New York City and northern New Jersey remain vulnerable to devastation.

More than $825 million in lightning claims was paid out last year to more than 100,000 policyholders, according to the Insurance Information Institute.