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The Show Me State becomes the 17th to prohibit the practice, which relies more on consumer buying habits than risk-based principles.
Move is part of state's crackdown on an estimated 660,000 uninsured motorists.
But that figure will get bigger, according to the state's Department of Agriculture.
The not-for-profit earthquake insurance provider writes 75% of the residential earthquake-insurance policies in California.
Reinsurance companies have been struggling to keep their pricing power in a multi-year price decline driven by an over-supply of reinsurance capacity and weaker demand from insurers.
Big weather events in the United States and the United Kingdom caused a lot of damage.
Kevin McCarty survived eight hurricanes, a near collapse of the state's Homeowners' market and major changes in health insurance.
Marsh & McLennan Agency paints a picture of what this year should bring.