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The Consumer Federation of America found that premiums averaged 7% higher for drivers who rent instead of owning their homes.
The numbers from Reagan Consulting show growth has slowed to 6.2% and profit margins have declined to 20.1%.
Employment among property and casualty carriers was down 0.1% while agents and brokers saw an increase of 26,600 jobs.
Robert Hartwig has led the Insurance Information Institute since 2007.
P&C insurers in the U.S. had a combined profit of $44 billion for the nine-month period and $13.1 for the third quarter.
Upgrades include hardened infrastructure, tree trimming, wire replacement and installation of smart switches.
Executive order establishes federal standard for earthquake risk management.
Several homes were damaged after at least two tornadoes hit Mississippi.
Mikhail Zemlyansky's multiple schemes caused losses of $35 million for nearly 300 victims, some of them elderly.
The powerful weather system has already delivered record-setting snowfall in Colorado and triggered 3,400 lightning strikes across Arizona.