News and information for property & casualty insurance agents & brokers on personal lines insurance, including homeowners insurance, flood insurance, earthquake insurance, renters insurance, automobile insurance, life insurance, disability insurance, umbrella insurance and health insurance.
With the states in turmoil over gay marriage, just who is a spouse if one was married in a state allowing gay marriage, but had a claim in a state that did not recognize such marriages? It was one of those fickle pickles of insurance policy language.
When a University of Florida Ph.D. candidate used the phrase climate change in her epidemiology dissertation, which examined how climate change in Florida had affected ciguatera a deadly fish-borne disease that affects the nervous system she and her co-author were informed by the Florida Department of Environmental Protection...
A hacking attack is not just a possibility it is a probability, and when all computers go down at once, don't look on the back porch for a carrier pigeon.
It may seem like putting the cart before the horse to discuss appellate court systems before exploring litigation mechanics, but if the cart is appellate decisions that become law, then the horse has to observe the cart if it is to make correct decisions.
Last month we explored how litigation affects claims and why it is the adjuster who manages the claim file and litigation, deciding when to settle and when to fight, knowing that court fights are expensive. Adjusters must make correct decisions based on the law in the jurisdiction where the claim...
America is the most litigious nation on earth. American jurisprudence is patterned on British common law and follows much the same rules as in our colonial days. Concepts such as innocent until proven guilty, right to a jury trial of one's peers, right of appeal, and the difference between civil...