The liquidation of St. Johns Insurance will not only affect the Florida policyholders, but also in South Carolina.

Insuring an event as large as the NCAA basketball tournament comes with a unique set of challenges.

Coverage Q&A: When do exclusions covering wind damage to exterior paint or waterproofing apply and do they include stucco?

Coverage Q&A: 'Would a flood by any other name . . .' This week's question dissects how 'flood' is defined and when exclusions apply.

Coverage Q&A: Does coverage for equipment breakdown include the wires that run throughout an electrical system?

Coverage Q&A: What is covered by artificially generated electrical current perils in personal policies?

Coverage Q&A: Do 'your work' exclusions apply after a painter breaks a waterline?

Coverage Q&A: Does the deductible apply to both indemnity and expense or just the indemnity?