The second part in this series reviews how certain terms involving water losses are applied in commercial property policies.

Water issues are often confusing and involve multiple undefined terms. Reviews the terms and how they can be defined.

When wind causes a tree to fall, is resultant water damage covered as a result of the wind damage?

Does the discharge of tear gas fit the definition of a smoke peril?

How does policy language line up with New York regulations concerning insurers ability to underwrite based on dog breeds?

Parametric insurance offers financial protection against losses that are often hard, or even impossible, to get insurance for in some instances.

When the replacement windows don't match the undamaged windows, does the pair and set clause apply?

When an insured dies, does the policy continue to provide coverage and, if so, who is covered?