Insurance industry groups urge Congress to commit to passing TRIA extension before the end of 2019.

Here are a dozen tips to help insureds avoid motor vehicle theft along with the U.S. states where cars and trucks are statistically least likely to go missing.

The law established in the wake of 9/11 ensures that there is 'a stable, functioning private market for terrorism risk insurance.'

The study is based on responses from more than 11,000 auto insurance customers who settled a claim within the past six months.

Travel or work in these countries may require creative insurance solutions to cover risks from political violence, disease or crime.

Vehicle owners in these states should heed this advice: "Discuss your insurance needs openly with your agent, broker, or insurance company. They can help you."

It's also worth noting that some potentially costly losses, such as damage from flooding or sinkholes, are excluded from traditional policies.

Auto theft has been trending down in recent years but thieves are increasingly clever.