Nearmap's David Tobias talks about the growing importance of tech, AI after catastrophes.

Potent cannabis, intoxicating hemp and kratom are risks to watch in 2025.

The average ransom demand was $3.5 million last year.

But some big insurers are still requiring additional steps.

Four in 10 Americans have at least thought about leaving the country in the next two years.

Auto repairs, insurance will also become more costly.

Natural catastrophes caused $368 billion in losses last year — and 60% of those were uninsured.

Rising burnout among young adults could have long-term impacts.