Risk managers say the economy is one potential bright spot.

More than 30,000 claims have been filed so far.

Policyholder fees could pass some of the assessment cost on to consumers.

The company is the latest California insurer to report a billion-dollar hit.

The program will borrow money from the government to cover claims.

Climate change could make hail damage worse.

First Street: Disaster-prone areas could see large insurance increases, sinking home values and population loss.

It's also important to consider visa options, taxes and internet infrastructure.