An insurance broker transacts insurance withbut not on behalf ofan insurer, while an agent transacts insurance with and on behalf of both the insurer and the insured.

A renovation gone bad uncovers an agent's failure to procure coverage.

Construction defect suits are now flooding the courts of North America in greater numbers every year. Here's what that means for insurers.

When an agent goofs on a policy effective date, is the insurer liable?

Illinois is a four corners state in which determining a duty to defend relies totally upon the wording of the lawsuit and the policy. No facts extrinsic to the pleadings or the policy wording are allowed to impinge upon the court's analysis of the duty to defend. This rule, followed...

Does coverage exist when vandalism results in an explosion and fire that destroy a property?

Many policies exclude coverage for property damage or bodily injury caused by mold. Here are some of the more common exclusions.

Many policies exclude coverage for property damage or bodily injury caused by mold. Here are some of the more common exclusions.