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The P&C industry recorded around $1.06 trillion in direct written premium in 2024.

Additional living expenses, or ALE, payments help homeowners cover costs after a disaster.

In 2023, post-disaster contractor fraud cost Americans an estimated $9.3 billion, the NICB reports.

The research points to concerning near- and long-term trends for the insurance industry, government and the public at-large.

These states fall short on critical metrics of affordability, health care and quality of life, according to WalletHub.

The aviation insurance market is projected to reach $4.73 billion in 2025.