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Some insurers offer discounts to low-mileage drivers, while others function on a pay-as-you-drive system.

Heavy traffic and poorly maintained roads can raise drivers' premiums.

There are ways for seniors to save on homeowners' insurance without sacrificing coverage.

Consistency and speed will be key in the year ahead.

Around 17% of crashes happen in snowy weather.

States with milder winters often experience more severe cold-weather damage.