The drought comes alongside a multi-month heatwave – the two elements combining to create the hottest, driest summer in the 61 years the government has recorded such data.

Now is the time for insurance agents and brokers to ensure their contractor clients have the right policies in place.

Rising inflation, labor shortages and supply chain issues can wreak havoc with replacement costs and insurance valuations.

Chatbots are not a plug-and-play type of platform but must target specific needs within the customer-facing application suite.