Progressive admitted liability but contested the damages arguing that two years after the crash, the plaintiff was well enough to compete in horseback riding competitions and the injuries were not severe.

Nominations are currently open for the 2023 Agency of the Year awards.

"Making a Difference" will be published weekly on Fridays. The new column will spotlight philanthropic work and more.

From 2015-2020 the surplus line sector held a relatively steady 25% market share. It is now over 60%.