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Risk managers looking to fully cover their commercial property losses and get back into business quickly after a catastrophe need to look way beyond the obvious, dissecting and accounting for a variety of potential coverage gaps.

They say that he who pays the piper calls the tune. So why don't more risk managers just pay their brokers a set fee, rather than complain about contingent commissions corrupting the insurance placement process?

The city of Nashville expects damage from flooding that began as a result of more than 13 inches of rain to surpass the billion-dollar mark, despite the fact that assessments are still taking place.

Trade groups called on the Senate last week to reject an amendment to financial services reform legislation they charge would "substantially weaken" the ability of a proposed Office of National Insurance to address "critical" trade issues.

By following certain steps during a slip-and-fall lawsuit, you can take the fate of your claim out of the hands of a potentially sympathetic jury, and any decision that might come forth for a potentially damaging verdict.

The Risk and Insurance Management Society announced professional development programs covering insurance basics, workers' compensation management, enterprise risk management and other topics.

Looking to lead by example, Risk and Insurance Management Society President Terry Fleming urged his members to "walk the talk" and emulate his practice of prohibiting brokers from accepting any contingent commissions on his account.

Joseph Peloso, a veteran of the program business segment, remembers a time when unsolicited program proposals flooded the desks of property and casualty underwriters, offering more business than they could possibly handle.