Fraudulent water mitigation claims are on the rise nationwide, but are causing particular concern in Florida, where fraudsters could destroy the Homeowners' insurance market.
The probe has been slowed by the use of dozens of code words, including acoustic software, for the illicit technology Volkswagen used to turn off pollution controls when cars were on the road.
Sharing services like Uber, Lyft and Airbnb are creating new opportunities for enterprising individuals, while creating some coverage exposures for customers and policyholders alike.
Commissions are cut, compliance is tougher to navigate, and consulting has taken over a big part of the job but agents and brokers who know the market still can find opportunity in group benefits.