This week, we feature philanthropic insurance news from The Insurance Industry Charitable Foundation.

In the third week of IICF's Month of Giving, we feature Ronald McDonald House of Dallas.

Beyond the flames: Toxic contamination, costly cleanup and third-party lawsuits can expose businesses in ways that property insurance alone may not cover.

USAA will pay $140,000, and Allstate Vehicle and Property Insurance Co. will pay $90,000, the commissioner's office reports.