Weather Risk

Lightning surges can penetrate electrical systems, causing damage to consumer electronics and anything connected.

The system is expected to make landfall in N.J. Friday afternoon before heading north with heavy rain and thrashing winds.

Data indicates there are only four active flood insurance policies for every 10 houses in high-risk flood zones.

A change in Florida Statutes requires an insurance company to summarize policy changes made after 2018.

Affected regions sustained severe property damage, including flooded streets, demolished buildings and destroyed homes.

Coverage Q&A: Sometimes there are exceptions when an excluded loss and covered loss occur at the same time.