Loss Control

Half of the chief financial officers at property insurance companies say they are near their limit for investment risk, yet roughly a third expect to become more aggressive in the next year, according to a study released on Monday that underlines the challenges that low interest rates pose to insurers.

Despite the increased focus on data security, many insurers experienced data breaches in the past 12 months. Here, two attorneys explore compliance regulations in the wake of complex schemes.

Property and casualty insurers are in a better position to deal with declining interest rates than their life insurance counter-parts because yearly renewal rates can be adjusted to compensate for their decline in earnings, a recent report from Swiss Re says.

Insurers and reinsurers are turning to high-grade government bonds as a response to economic turmoil in Europe, but as carriers look to reduce their exposure to sovereign default, they may be opening themselves up to interest and inflation rate risks down the road, a recent report says.

More than half of European companies feel doing international business has become riskier over the past five years, according to a research report from ACE Group.

Workers Comp insurers are benefitting from the continued growth in private-sector hiring and payroll over the past few years, but there is concern about a few dark clouds of economic uncertainty looming on the horizon.