Emerging Risk

Despite the growing awareness of these costs, many employers continue to take a reactive, fragmented approach to musculoskeletal care.

Gambling, illicit substances, getting into cars with strangers and ignoring local safety advice top list of dicey behaviors.

On-site, non-remote-capable workers are the least likely to be engaged in their jobs.

Theft is becoming more sophisticated and shifting to localized incidents with the newest inclusion of AI and insider information.

Insurers can identify potential fraud much earlier in the claims process, potentially saving billions in fraudulent payouts.

Normal insurance considerations for pets change when a person is using their home to breed dogs.