Emerging Risk

The suburbs of American cities are ceding ground to renters.

Most U.S. drivers think auto insurance is unaffordable for average people.

'Overall exposure to natural catastrophe is up as people move into places prone to hurricanes, wildfires, floods and other perils."

'As property risks evolve, agents have a responsibility to educate their insureds and offer practical and personalized guidance.'

Looking through an insurance prism offers a layered breakdown of American economics.

Existing lawsuits allege State Farm systematically underinsured policyholders in the affected wildfire areas.