Q&A

Coverage Q&A: When a loss happens at a premises owned by or rented to others, there may not be coverage.

Coverage Q&A: The improvements and betterments valuation in a renters' insurance policy specifically applies to the tenant.

Coverage Q&A: Commercial insurance policies generally cover purchases made to minimize business interruption.

An insured homeowner's carrier may need to look at that policyholder's condo association master agreement to determine liability for a loss.

When a term is not defined in a policy, courts generally go to a standard desk reference since that is what the average insured would do.