Reinsurance

Four relatively small storms hit Florida in 2004, which meant considerably fewer losses for reinsurers--in part because of coverage provided by the Florida Catastrophe Fund. However, 2005's Hurricane

Premiums remain flat overall, although two top insurers show double-digit

The sharp spike in the 2005 combined ratio represents not only the total record dollar amount of insured losses, but also their distribution over the year. The ratio reflects the percentage of each pr

Both technological innovation as well as increased data fuel evolution of

Reacting to the departure of a key executive at Lancashire Insurance Company, A.M. Best Co. announced yesterday that it placed the company's "A-minus" financial strength rating under review with negat

Ceding companies using alien reinsurers will be met with higher capital charges in the Standard & Poor's rating model if collateral requirements go away, said Steven Dreyer, managing director and