Personal Lines

Enactment of no pay, no play law has only a modest effect on the percentage of uninsured motorists within a state, says a study from the Insurance Research Council.

In an analysis of about a dozen U.S. insurer websites, Allstate, Progressive, and State Farm provided the most user-friendly experience for finding coverage, obtaining quotes and accessing resources, according to Corporate Insight.

An overwhelming majority of auto insurance buyers who switch carriers make the change based on price, but not many are actively shopping around, according to a survey from InsuranceQuotes.com.

Federal Emergency Management Agency officials are girding for sticker-shock outrage from consumers as they prepare to implement across-the-board rate increases in the flood-insurance program.

The U.S. population is aging, but despite statistics that older drivers have higher claim rates, the overall number of collision claims is not expected to increase, says the Insurance Institute of Highway Safety.

New York Governor Andrew Cuomo imposes emergency regulations on insurers to speed the processing of Sandy claims, but an industry representative calls the rules "heavy handed" and says no other states have seen fit to take similar actions.