Personal Lines

Given that past pricing pressures have dictated premium rates for about a decade, it's time for insurance carriers to more effectively drive reinsurance negotiations using accurate data sets that can better reflect risk and lead to more favorable terms.

Homeowners allege that Auto-Owners improperly denied their insurance claim, which sought coverage for property damage due to an illegal marijuana grow operation.

The company concealed defects by misrepresenting the cause of leaky ports to the FDA, the public, and health care providers.

Hurricanes and floods disproportionately damage lower-cost homes, which tend to be older and more vulnerable to water and wind.

A federal district court has ruled that a victim of the Madoff Ponzi scheme could not recover from her insurer the $3.375 million she paid to settle claims brought by the Madoff bankruptcy trustee, or the nearly $800,000 in attorney's fees she spent in litigation with the trustee.

Planning now for what you'll do after an emergency will make recovery that much easier.