Commercial Lines

What are the most relevant factors that make businesses vulnerable to significant damages from employment practices risk? Kathleen Long, co-founder and CEO of Montage Analytics, which is rolling out the EPL Risk Index later this year, says employees' perceived lack of "organizational justice" and poor employee appraisal processes are among...

Nearly 150 people died 100 years ago during a fire at a garment factory in New York City. From their deaths was born workers' compensation insurance and safety reforms still used by property insurers today.

In the wake of a magnitude 9.0 earthquake that struck Japan on March 11, with insured-loss estimates reaching as high as $35 billion, analysts and rating agencies fell on either side of the debate about whether the event will cause a turn in the long-running soft-market cycle.

No matter where one stands on the issue of global warming, there are practical reasons for producers to embrace the environmental revolution—not least of which is the chance to grow their books.

Power companies and their insurers face an emerging threat, according to William F. Stewart, a coverage attorney. A climate nuisance liability case to be heard by the Supreme Court in April may be the environmental case of the decade, he says in an article that details the implications of Conn....

As demonstrated by the case of Lilly Ledbetter, which spawned the Fair Pay Restoration Act of 2009, what appears a non-issue today might not be tomorrow, which makes the purchase of employment practices insurance vital for small and midsize businesses, according to Burns & Wilcox Manager Dick Weaver.