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Annual insurance reviews are integral to avoiding coverage gaps.

Population growth and development in storm-prone areas dwarfs the benefits of enhanced building codes.

Reinsurance allows a primary carrier to pass, or cede, a portion of its liabilities onto another company.

Citizens' president and CEO said that Citizens is now forecasting it will have about 1.3 million policies at the end of 2023, after earlier estimates of 1.5 million to 1.7 million policies.

The proposed reforms show a sea change from where the California Department of Insurance was six months ago.

Each year, food poisoning results in an estimated 128,000 hospitalizations and 3,000 deaths in the U.S.

When the water backup endorsement is added to a policy, does the limit affect any other coverages?

The 70-year-old woman was ordered to pay $155,870 in restitution to Travelers Insurance.