How does a "reducing clause" in a personal auto policy affect the insurer's UIM payment to a deceased policyholder's estate?

A reduction has been approved for the average loss costs component of the workers' compensation premium.

A summary of the ISO Circular for October 23, 2024. Circulars provide a wide variety of information from form changes to rules, loss costs, experience reviews and other information.

A change to an eligibility requirement.

Marking 13 consecutive years of loss cost decreases.

This discussion goes into the three major interpretations states use in applying the "arising out of" requirement in workers compensation—the increased risk, the positional risk, or the actual risk doctrine.

When Workers Compensation Benefits Are Paid, an overall and generalized discussion of the workers compensation system with respect to in the course of employment and the coming and going rule.

A woman in Tennessee who suffered hearing loss was statutorily required to give written notice within 15 days of learning of her injury.

A Virginia cop has been awarded workers compensation for heart disease, despite evidence that the disease started with unhealthy lifestyle choices.

A man's widow was able to show how her late husband's work-related activities were a direct contributing factor to the heart attack he had suffered while atwo