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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Questions coverage for policy with Symbol 7 when the renter of insured's vehicle caused an accident with property damage.
Are uninsured trailers covered when towed behind a vehicle covered under the BAP?
Coverage question involving unlisted driver without a license.
Coverage for trailers attached to vehicles insured under a BAP.
Volunteer as an Insured August 31, 2015 Can a volunteer worker recover bodily injury damages under a CGL policy given the fact that by definition he…
Ordinance or Law and Replacement Cost August 24, 2015 We have a claim in Rhode Island involving a tree on the insured property that fell and damaged…
Tenant's Use Interest Explained<br>August 10, 2015<br>A tenant in a building installs $1,000,000 of improvements and betterments at the tenant's expense.…
Vehicle Coverage under CGL Form August 17, 2015 I have an insured that is purchasing a vehicle to be raffled off over the summer. They will own the…
Wind Driven Rain July 27, 2015 We have an HO 00 03 05 11 that has endorsement HO 32 32 06 12 stating constant or repeated discharge, seepage, or leakage…
Generator as Other Structure July 27, 2015 We recently had a storm where an insured is claiming his commercial grade generator which is outside of his…