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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
December 3, 2014We have a commercial client who suffered a fire damage claim to his retail market. In the course of settlement, the insurance company…
Does a camera drone qualify as an aircraft?
Discusses drones as aircraft.
The Insured under the Care, Custody, or Control Exclusion Employee A rented a vehicle with the permission of the insured. Employee B was driving the…
How to handle stock sold but not delivered when calculating total value.
Gravel Driveway November 4, 2014 Regarding coverage B other structures, we need some clarification on the following: "Sometimes questions…
Collision Coverage under a BAP October 27, 2014 The insured has a standard commercial auto policy with the trucker's endorsement, CA 23…
BOP Coverage for Damaged Walls October 20, 2014 We have an insured with a BP 00 03 07 02. The insured suffered damage to two retaining…
Questions if lava flow is excluded based on the landslide/earth movement exclusion of the HO 00 03 and DP 00 03 policies.
Employee as an Insured October 6, 2014 Our insured owns an office building with six floors designated for parking areas to be used by…