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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Application of the Commercial Property Enhancement Endorsement.
HVAC Unit Destroyed By Theft of Copper Lines April 2, 2018 Coverage is provided under a CP 00 10 1091, Basic cause of loss form. Loss…
How is the additional 5% for debris removal actually applied?
Liability for Other Residences – Full or Part-time March 19, 2018 I am looking for an opinion regarding the ISO DL 24 04 12 02 edition.…
Is a window well considered part of the drainage system?
When Only Part of the System is Flood Damaged March 5, 2018 We have a flood loss on a residential property covered by the standard flood…
Tenant’s Improvements and Betterments February 26, 2018 I have a client that is a condo tenant. They have renter’s insurance. The…
Discusses coverage for business income and extended business income following major hurricane damage affecting entire community.
Discusses whether the expense of training employees after a fire is a covered extra expense.
When a loan is based on fraudulent identity information and payment is cancelled, does that constitute false pretenses?