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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Livestock Roundup Covered by Auto Policy? We recently had a claim where our insured was towing a stock trailer with his pickup truck and had an accident.…
Neighbor is injured while repairing insured's vehicle; vehicle fell on neighbor. Is there coverage?
Household Resident Includes Stepchild Living Elsewhere? Is a stepchild living elsewhere automatically considered a resident of your household? My insured's…
Collision Loss Includes Contact with Road? Our insured pulled a fifth wheel trailer with a truck across a portion of Alaska . The vehicle and the…
Our insured accidentally fueled his nondiesel car with diesel fuel at a self-serve gas station. After traveling a few miles, the car stopped running…
Deductible—Per Vehicle or Per Loss? Our personal auto policy insured was towing his own vehicle behind his own motor home. During the course of…
A question of applicable coverage when car drives into lake and subsequently leaks oil into the water.
Default Judgment against Auto Insured? We have a question about the carrier's liability in a case involving a default judgment against our insured.…
Discusses the purpose of endorsement CG 21 50 Amendment of Liquor Liability Exclusion
Liens and Mortgages on a Property April 16, 2018 We have a situation on a property claim that we filed on behalf of the mortgage company…