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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Nonowned Motorhome Rented for Vacation Our insured's personal autos are written on the 1977 version of the personal auto policy. Recently, he asked…
Notification Requirements of the Personal Auto Policy Our insured was involved in an auto accident. He was responsible. The claims were forwarded to…
Med Pay for Driver's Heart Attack? Our personal auto insured had a heart attack while driving his car and had a collision with another vehicle. He was…
We have a situation where a 16-year-old boy was driving his 16-year-old girlfriend's vehicle with her permission. They were at school and he asked…
Discusses coverage for a newly purchased auto in view of the provision for newly acquired under the personal auto policy.
Is exiting a trailer covered or is the trailer a residence?
Permissive use versus legal ability to drive.
Question regarding whether the addition of contaminated gas in vehicle is mechanical breakdown.
Is an injury immediately after an accident part of the accident?
Pedestrian Injuries and Uninsured Motorists Coverage Under the uninsured motorists coverage of the personal auto policy, a family member is an insured.…