Vehicle Available for Regular Use? Insured's legal residence is Rhode Island . Her son lives in Florida . Insured spends the winter in Florida and stays…

Is vicarious liability coverage available under PAP?

Uninsured Motorists Coverage and Denial of Liability Our insured was recently involved in an accident, where the other driver was cited for running…

Discusses when a carrier no longer has a duty to defend.

When an insured moves out of the house and rents it, but doesn't notify the carrier, is there coverage in event of a loss?

Loading and Unloading of Vehicle A customer was injured on our insured's lumber yard while he was there to purchase some wood. An employee of the lumber…

Loss Payable Clause on Personal Auto Policy Our question is whether, if a loss payee is named on an auto policy, the insurer can arbitrarily pay the…

Racing Activities Covered under Personal Auto Policy? One of our insureds takes his street model automobile to the local racetrack on weekends to engage…

Public or Livery Conveyance Exclusion Under the PAP Insured's son is using Mom's car with permission to deliver Pizza's. He also states he is part owner.…

Rental Car Insurance Part of Liability Claim? Our insured was involved in an auto accident where the other party was at fault. Our insured did not carry…