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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Bailee's Coverage—Processing or Work upon Exclusion Q We have written a commercial laundry account for many years. In 1986 they ruined some…
Bailees Coverage for Off-Premises Goods Q Our insured owns a commercial laundry business, but has no on-premises dry cleaning service. To accommodate…
Asbestos Lawsuit and the CGL Form Q I insure an installation contractor who has been pulled into an asbestos-related lawsuit. The widow of a man who…
Garage Policy—"Any Auto"Includes Semitrailer Q A garage policy insured was using one of his trucks to pull a customer's semitrailer from one…
Businessowners — Books as Valuable Papers? Q One of our businessowners insureds recently filed a claim for valuable papers and records coverage…
Inventory Loss Exclusion and Missing Property Q Recently I submitted a claim for an insured that operates a hospital. He carries insurance for his…
Workers Compensation Coveragefor Foreign Travel? Q We have received conflicting opinions from various sources on whether or not workers compensation…
Computer Data Loss Covered by BOP? Q Our client, a tenant insured by form BP 00 02 12 99, had a loss to his computer hard drive and data, and also…
Garage Policy and Coverage for Repair Work Our insured is a repair facility. The insured completed work on the timing belt of a customer's car, but…
Water Damage Covered under Inland Marine Form? Q Our client, a manufacturer, is covered under an independently filed inland marine form. That form…