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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Computer Data Loss Covered by BOP? Q Our client, a tenant insured by form BP 00 02 12 99, had a loss to his computer hard drive and data, and also…
Garage Policy and Coverage for Repair Work Our insured is a repair facility. The insured completed work on the timing belt of a customer's car, but…
Water Damage Covered under Inland Marine Form? Q Our client, a manufacturer, is covered under an independently filed inland marine form. That form…
Garagekeepers Coverage for Theft of Auto and Personal Possessions Our insured is a parking garage/valet operation. Last month, a valet attendant parked…
Businessowners — Lawsuit Alleging Loss of Use Q Our insured is a supplier of marine parts and equipment and was called upon by a Puerto Rico…
Are lost profits and lost sales "property damage" in a CGL policy?
Questions how the CGL would respond in event insured hires musical entertainment and invites guests.
When do home health aids become dishonest employees?
Workers Compensation and the "Going and Coming" Rule
The insured moved an ex-employee's car with a forklift. The car was damaged. Does the care, custody, or control exclusion apply to the PD claim?