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When part of an older roof is damaged, matching issues come into play.
Septic tanks and water backup.
When an insured changes carriers and discovers hidden damage, what should the date of loss be?
Our insured has a DP-3 policy on some rental property. A seam in a woodburner separated allowing smoke into the ductwork. The smoke was channeled…
Wind driven rain on separate occasions damages same property.
Our insured recently suffered water damage to the contents of his home. He was in the process of remodeling and the contractor had removed a part…
Water backup and sump pumps.
Care, Custody, or Control Exclusion vs. Business Pursuits Exclusion Q Our insured, vice-president of sales for a large company, has an HO 00 03. We…
Actual Cash Value Affected by Sale of Property? Q Our insured owns a hotel which suffered covered water damage when pipes burst. Many of the rooms…
Discusses what is covered under the artificially generated electrical current peril.