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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Discusses the difference between vandalism and simply changes to the property.
Is damage from a visiting ill dog covered under the homeowners policy?
Swimming pool as other structure.
Application of water backup endorsement.
When a hurricane topples a tree.
Insured continues driving after vehicle begins leaking fluid, damaging engine.
When a vehicle encounters water, should it be covered by collision or comprehensive coverage?
Debris removal and tree coverage.
Weight of Ice or Water Our insured is covered by the 1984 ISO HO-3 and received damage to his above ground swimming pool due to the weight…
Fire, concrete roof and ensuing loss.