Questions & Answers

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Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.


November 07, 2022

Policy language regarding cosmetic repairs and an endorsement requiring like kind and quality seem to be at odds in this particular question dealing with matching.

November 05, 2022

When there's a social function at work and an employee is injured, coverage becomes complicated.

Questions coverage for bull semen as perishable stock on the spoilage endorsement if not shown in the Schedule.

October 24, 2022

What happens when exposure to the peril is during the policy period, but the damage doesn't occur until after the policy lapses?

October 17, 2022

The question deals with an insured's legal liability for client injuries sustained at an event that the insured gifted tickets to attend.

October 10, 2022

This question and answer addresses a situation where a like kind and quality replacement is not available.

October 03, 2022

Two LLCs are listed on the policy, but which one is owed a defense when an employee is injured?

September 29, 2022

A selection of flood related questions and answers.

September 26, 2022

When personal property damages an auto, which policy applies?

September 19, 2022

Does a fence or other structure make land no longer vacant?