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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Improvements and Betterments Coverage Requirements January 31, 2011 Insured is a tenant in a strip mall. The insured has owned the business since 1988,…
Discusses the cost to remove uninsured contents when a floor is damaged and must be replaced.
D&O Coverage and Other Insurance Provisions January 13, 2011 The client, a management company with its own professional liability coverage, is also…
Cleanup Cost Included in Covered Loss January 13, 2011 We insure a pretzel manufacturer. During a recent storm, the insured's building was infested…
Personal Property in Transit Coverage January 13, 2011 Our commercial property insured recently had a claim where a piece of ultrasound equipment was…
Additional Coverage under Property Extension Endorsement January 13, 2011 Does a property extension endorsement to a commercial policy offer additional…
Vacancy Definition under Commercial Property Policy January 13, 2011 We are dealing with an insurance company that is applying a large penalty to our…
Tree Root Intrusion Damage under Commercial Property Form January 10, 2011 Is tree root intrusion to an underground sewer line considered a fortuitous…
Mechanical Damage Caused by Water Leakage Our insured's personal auto developed a water leak around the windshield seal. This leak then caused mechanical…
Med Pay or Health Insurance January 3, 2011 Recently, many health insurance carriers are requesting we reimburse them under the Med Pay portion of the…