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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
Vehicles Used to Service Insured Location February 2, 2011 Please provide your coverage opinion. Our insured resides in Perris, CA and was the victim…
Questions set temperature requirement to maintain heat in a home.
Questions coverage under the CGL for property damage caused by unsecured load falling off of a vehicle.
Exploding Glass February 2, 2011 I have a claim with an HO 00 03 (4-91). The claim involves a tempered glass wall in a shower spontaneously exploding.…
Drywall and Paneling Replacement February 2, 2011 I am handling a fire claim in which there was fire-taped drywall behind the paneling. The insurance…
Appraisal and the Homeowners Policy February 2, 2011 I have three policyholders that have requested appraisal. The first one was concluded yesterday…
Specific Inventory Forms February 2, 2011 We have several adjusters who refuse to accept personal property inventory claims unless they are submitted…
Fine Arts and Oil Paintings February 2, 2011 We have a limitation under our policy for "loss to art glass windows and other works of art such as,…
What exactly is involved in the enforcement of an ordinance?
Asbestos Floor Tiles Removal February 2, 2011 Under our Mortgage Service Residential Policy (MSP-RES), the dwelling sustained an on-premises covered…