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Questions & Answers
Submit your P&C insurance coverage-related questions to the FC&S expert staff. You can expect a prompt response. Our policy is to answer inquiries within approximately five business days when at all possible.
Ask The Experts ›As an FC&S Online subscriber, you can email your most challenging questions to our highly-skilled editors. It’s like having a personal staff of J.D.s and CPCUs on hand at all times.
Notice: Information provided by the Ask the Experts service is general in nature and intended for educational and informational purposes. The service does not provide legal advice.
A subscriber asks how to determine the limit of ALE coverage.
Application of catastrophe limit in builders risk policy.
When scheduled jewelry goes missing, is the settlement amount depreciated until the item is replaced?
How is the additional increased cost of construction calculated?
When a secondary claim occurs after limits have been paid for one loss, is there coverage for the secondary loss when Value Policy Laws apply?
When a building is damaged but the perishable stock is not harmed, is there coverage for the stock?
When a golf cart used to service the premises is hit by a tree, where is coverage found?
How would a cistern be covered under a BOP - as plumbing, as a structure, or something else?
When an insurer wants to cut oversize tile to fit instead of replacing the entire floor.
When an insured takes his vehicle onto a track for a driving experience, does it fall under the racing exclusion?