Property & Casualty


This glossary serves as a resource of various insurance terms and concepts.

This is a somewhat comprehensive discussion of the emerging risk posed by generative artificial intelligence (GAI).

May 29, 2023

The justices of the Pennsylvania Supreme Court ruled that a change in vehicles covered by an auto policy does not equate a "purchase" entitling the policyholders to another opportunity to waive UM/UIM stacking.

January 10, 2023

The reservation of rights letter is often misunderstood by insurers, insureds, and attorneys. This treatment attempts to clarify its use.

December 05, 2022

This is an introduction to and analysis of new ISO endorsements being made available to exclude commercial umbrella and excess liability exposures of or relating to PFAS chemicals.

November 14, 2022

This question deals with a claims situation where a hotel's chef was injured at his employer's culinary awards celebration, and the claim's applicability to workers compensation coverage.

November 14, 2022

It is not uncommon to see workers compensation cases end up in court over whether the claimant's injuries both arose out of and in the course of their employment.

September 05, 2022

Each year, Drone Industry Insights completes an industry report that serves as a barometer for the commercial drone industry, as it pertains to operational…

August 29, 2022

A Florida homeowner claimed expenses for tearing out and accessing damaged plumbing should not be subject to the $5,000 cap because the endorsement did not limit "tear-out" expenses.

August 01, 2022

A new litigation report is a warning shot to insurers that they must increase their resources—both in-house and outside counsel—in at least two segments of the industry.