When a man tries to add himself to an accident scene, witnesses turn him in.

We are starting to see an influx of claims where the loss report states the plumbing backed up into the sinks, showers, and/or toilets. Some of these claims…

The Texas Insurance Department approved rate increases by the FAIR plan for homeowners, condominium, dwelling, and tenant policies. Rates will take effect August 1, 2023.

This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.

Just because rates are cheaper doesn't mean you can pretend to live there.

A copy of the FloodFlash Parametric Insurance policy form.

When the replacement windows don't match the undamaged windows, does the pair and set clause apply?

The Michigan Insurance Department is the lastest department to address coverage issues for certain Kia and Hyundai vehicles.

The National Council of Insurance Guaranty Fund chart providing claims parameters by state. Reprinted with permission.

Insurance company insolvencies bring multiple statutory provisions when state insurance guaranty associations are triggered. One such provision that insureds, claimants, agents and attorneys should be aware of is the "Net Worth Exclusion". A brief summarization of the model act general provisions and examples are discussed in this article.