This is the fourth and final in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the what isn't covered, service of suit, law and jurisdiction, and making a complaint sections of the policy.

April 03, 2023

Being beneficiary only works if the person is actually deceased.

This is the thirdd in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia. This article discusses the making a claim, other party at fault, and cancellation sections of the policy.

March 27, 2023

When a man tries to add himself to an accident scene, witnesses turn him in.

March 27, 2023

We are starting to see an influx of claims where the loss report states the plumbing backed up into the sinks, showers, and/or toilets. Some of these claims…

March 23, 2023

The Texas Insurance Department approved rate increases by the FAIR plan for homeowners, condominium, dwelling, and tenant policies. Rates will take effect August 1, 2023.

March 13, 2023

This is the first in a series of articles analyzing the FloodFlash parametric flood insurance policy available now in California, Texas, Louisiana, Florida and Virginia.

March 13, 2023

Just because rates are cheaper doesn't mean you can pretend to live there.

March 13, 2023
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A copy of the FloodFlash Parametric Insurance policy form.

March 13, 2023

When the replacement windows don't match the undamaged windows, does the pair and set clause apply?