Exclusions—Typographic Arrangement Important in Interpreting Policy Language Please help us to resolve a matter of interpretation of homeowners…

Damage to Roof—Subsequent Interior Damage Covered? Our insured has an HO 00 03 10 00. A few months ago, following a downpour, he noticed some…

Excluded "Backup" or Covered "Overflow" of Plumbing on Homeowners? Our customer is insured under an HO 00 03 05 01. His small son flushed a tennis ball…

Exclusions—Typographic Arrangement Important in Interpreting Policy Language Please help us to resolve a matter of interpretation of homeowners…

When the amount of property loss exceeds the policy limit, what is considered the total amount of the loss?

Towing Means Use under Farm Policy? We insure a farmer on form FP 00 10 09 94. Included in this policy is coverage E, Scheduled Farm Personal Property.…

Uninsured Motorist Coverage—Rental Reimbursement A claims department has recently turned down a claim for rental reimbursement on an uninsured…

When termite damage occurs and doesn't seem to be excluded.

Discusses limits of loss assessment coverage and need for coverage A.

Towing and Labor Costs under the PAP Our insured has a personal auto policy with endorsement PP 03 03, towing and labor costs coverage, attached. The…